Dedi Harianto, Ahmad, Zohaib Hassan Sain. Behavioral and Institutional Perspectives on QRIS Adoption among MSMEs in Indonesia: A Qualitative Descriptive Study. IJAR [Internet]. 2026 Feb. 20 [cited 2026 Apr. 16];2(5):216-23. Available from: https://www.journal.outlinepublisher.com/index.php/ijar/article/view/617