DEDI HARIANTO; AHMAD; ZOHAIB HASSAN SAIN. Behavioral and Institutional Perspectives on QRIS Adoption among MSMEs in Indonesia: A Qualitative Descriptive Study. International Journal of Advanced Research, [S. l.], v. 2, n. 5, p. 216–223, 2026. DOI: 10.61730/kfs09s62. Disponível em: https://www.journal.outlinepublisher.com/index.php/ijar/article/view/617. Acesso em: 16 apr. 2026.